Tuesday, December 25, 2012

Mazel Christmas!

Peace in oneself, peace in the world

Monday, December 24, 2012

Happy Holidays and a Happy New Year!

We just want to wish you and your loved ones all the best during this Holiday Season; Health, Peace and Joy!

And thank you to all our clients that made this the greatest year ever for The Burkhardt Group! You have been the beneficiaries of over $1,000,000 dollars in rebates!


Keith and Christian

Friday, December 7, 2012

We Work For Buyers. Period.

Thursday, December 6, 2012

Choosing a Mortgage Broker

Choosing a lender or a mortgage broker should be done not just based on the rate, whether you go to one of the big banks or an individual broker make sure you are working with someone who really understands the nuts and bolts of condo/co-op financing. You may bank at Wells or Chase and decide to just walk in or call not thinking or caring about who will wind up processing your application. This can lead to some serious headaches or worse! The lending process has certainly loosened up a bit over the last year but banks are still scrutinizing every detail of your application. So when your loan application hits a few speed bumps (usually in the underwriting department) it is very important you have a solid broker/banker that can work with you to right the ship, who will be proactive and responsive.

If you are working with a real estate agent that you trust and are satisfied with I think they can be one of your best resources for a lender/broker referral. They have a vested interest in seeing you get approved quickly and efficiently and may have a relationship with the lender that will bring you a better level of service. Certainly call a few people, ask friends, your attorney; but under no circumstances would I just "cold call" a lender. Chase may be a great bank to apply to, but every loan officer there will be different, some will excel some will just plain stink. In just the last two weeks I have seen two clients grow frustrated with their mortgage broker whom in one case may have cost the buyer a deal. 

Be proactive and get someone good from the start!